Practice making those house payments!
Home buyers ... we suggest you "practice" making house payments. That’s right. Pretend you already own the property and see how it feels on your pocketbook. If you already have a monthly housing cost, then put into your savings account the difference between the housing cost you currently pay and the increased cost you will be paying if you make that comtemplated purchase.
After a few months, you'll be able to find out if that proposed housing cost is something you can live with, or if it's just too much.